As we move into 2025, many Filipinos are paying extra attention to their monthly income sources—especially retirees who depend on their pensions. With inflation continuing to rise and the economy shifting, knowing when exactly to expect pension payments has become more important than ever. The Social Security System (SSS) and Government Service Insurance System (GSIS) have provided updated schedules for the release of pension benefits, so let’s break down the details you need to keep track of in 2025.
SSS Pension Payment Schedule 2025: Monthly Breakdown
SSS pensioners can expect their benefits to be credited in two batches. This depends on either the date of their retirement or the last digit of their SS number. The payments follow a monthly cycle, with batches receiving their benefits within the first two weeks of each month.
Here’s how it works:
- SS Numbers Ending in 0–4: Crediting happens between the 1st and the 5th of each month.
- SS Numbers Ending in 5–9: These pensioners will see their payments between the 6th and the 10th of each month.
For example, in June 2025, if your SS number ends in 0–4, you can expect your pension between June 2 and June 5. This is because June 1 falls on a weekend. For those whose SS number ends in 5–9, your crediting window will be June 6 to June 10.
GSIS Pension Schedule 2025: Release Dates and Method
GSIS, on the other hand, has a fixed schedule for monthly pension releases. All pensions are credited on the 8th day of each month. However, if the 8th falls on a weekend or holiday, the release gets pushed to the last working day before the 8th.
For June 2025, since the 8th falls on a Sunday, pensions will be credited on Friday, June 6. These pensions will be deposited directly into the bank accounts associated with UMID cards or eCards, which are usually linked to banks like Landbank, DBP, or UnionBank.
How Bank Crediting Affects Pension Access
The time it takes for pensioners to access their funds can vary a little depending on the bank. For example, government-linked banks such as Landbank and DBP typically process the payments the same day. But, if you’re with a private bank, it might take a little longer, especially around weekends or holidays.
It’s also worth mentioning that using a UMID card as an ATM gives you instant access to your pension. But if you’re going to withdraw over the counter, it’s probably a good idea to give it an extra day or two to ensure the transfer has gone through.
Retirement Benefits and Additional Support in 2025
Along with the monthly pensions, both SSS and GSIS will continue offering additional benefits in 2025, including the much-awaited mid-year and year-end bonuses. The mid-year bonus is set to be released in July, while the Christmas bonus will be disbursed in early December. These bonuses can be a lifeline for many pensioners, providing that extra financial cushion during tough months.
In terms of convenience, SSS has rolled out a new digital notification system via My.SSS and text alerts, while GSIS promotes its GSIS Touch mobile app. These digital tools make tracking your pension payments and staying updated much easier.
Staying Updated on the SSS GSIS Pension Schedule 2025
To ensure everything goes smoothly and there are no unexpected delays, retirees should:
- Regularly check the official SSS and GSIS websites.
- Register for digital updates and alerts from the systems.
- Stay in touch with their banks to make sure they understand the crediting process.
- Mark the crediting days on their calendar.
By taking these proactive steps, retirees can avoid confusion, ensure they get their payments on time, and stay financially stable.
FAQs
When is the June 2025 GSIS pension release?
Since June 8th falls on a Sunday, the release date for GSIS pensions is Friday, June 6.
How do I know when my SSS pension is credited?
SSS pension credits depend on the last digit of your SS number. You can check the exact dates by visiting the SSS website or using your My.SSS portal.
What should I do if I don’t receive my pension on the expected date?
Start by contacting your bank to confirm the status of the deposit. If the issue isn’t resolved, reach out to SSS or GSIS for further assistance.
Can I change my bank for pension crediting?
Yes, both SSS and GSIS allow pensioners to change their bank details, but you’ll need to file the request either in person or online.
Are there any holidays that might affect the pension schedule for July?
Yes, if the crediting date happens to fall on a national holiday, the release date will be adjusted. Always check the official updates from SSS and GSIS to stay informed.
